Ultimate Accident Repair Services
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For more information about any of our services please call 01452 690411, or send us a message.

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01452 690 411
admin@ultimateaccidentrepair.co.uk

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1 Empire Way, Bristol Road
Gloucester, GL2 5HY

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Tel: 01452 690411
Email: admin@ultimateaccidentrepair.co.uk

Ultimate Accident Repair Services
1 Empire Way
Bristol Road
Gloucester
GL2 5HY

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Ultimate Accident Repair Services

1 day ago

Ultimate Accident Repair Services

Car insurance: Is claiming always a good idea?

Can claiming on your car insurance be a false economy? In some cases the answer appears to be yes.

If you clipped your wing mirror while reversing into your garage, for example, it would be unlikely to make much financial sense to claim on your motor cover.

Firstly, there’s the cost of the excess on your policy, which could be anything from the first £100 to £500 of the claim.

Then there’s the loss of any no-claims bonus you have built up, which means your premium when you come to renew your insurance will be higher – and will remain higher for a number of years.

Even if you don’t have any no-claims bonus, the fact you’ve made a claim will also increase the price of cover in future.

No fault doesn’t mean no cost

But even if your car is damaged by another motorist, you can still lose out by making a claim against them – even if they admit liability and allow your insurer to claw back any repair costs from their policy.

As a recent campaign by Labour’s shadow transport minister John Woodcock has highlighted, blameless motorists can still face premium increases simply because they’ve been involved in an accident.

If you have caused an accident, your premiums will rise in future, not just through the loss of no-claims bonus, but because your insurer now thinks you represent a higher risk.

But there can often be similar consequences for innocent motorists.
Insurers’ statistics show that people who have been involved in accidents, even when not at fault, go on to make more claims than those who haven’t.

So although the innocent have no excess to pay and will not lose their no-claims bonus, their premiums could still rise in future.

Here at Ultimate Accident Repair Services if we cannot repair your vehicle for less than your excess we promise to help with your excess costs.

To book in for a estimate please call us on 01452 690411. ... See MoreSee Less

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Ultimate Accident Repair Services

2 days ago

Ultimate Accident Repair Services

Did you know we don't just fix your car when someone forgets to brake... But also we can fix your brakes !!
Book yourself in ... Call us on 01452 690411 to book yourself in. ... See MoreSee Less

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Ultimate Accident Repair Services

3 days ago

Ultimate Accident Repair Services

Did you know we also do car services?
Don't delay call today and book yourself in for your next service... 01452 690411 ... See MoreSee Less

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Ultimate Accident Repair Services

5 days ago

Ultimate Accident Repair Services

Here at Ultimate we can fix everything from a "oops" to a "oh-no!!"
Pop in today and talk to us about how we can save you on your excess.
Sometimes we can even repair for less than your excess and save you on your future insurance premiums.
Call us today on 01452 690411 ... See MoreSee Less

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Ultimate Accident Repair Services

6 days ago

Ultimate Accident Repair Services

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